Unifinz Capital Reports Stellar Q3FY25 Performance, Posts Robust Profit Growth

New Delhi, India – February 13th, 2025: Unifinz Capital India Limited (formerly Shree Worstex Limited) has announced impressive Q3FY25 financial results, continuing its strong growth momentum. The Delhi-based NBFC reported a consolidated profit before tax (PBT) of ₹8.25 crores for the quarter ending December 2024, a significant turnaround from a loss of ₹1.43 crores in the corresponding period last year as disclosed in the outcome of the meeting of board of directors of the company held on Friday, 7th February, 2025.

Revenue from operations surged 368% year-on-year (YoY), reaching ₹37.23 crores in Q3FY25, up from ₹7.95 crores in Q3FY24. This remarkable performance is attributed to the company’s expanding loan book, strong customer demand for small-ticket loans, and the continued digitization of its lending operations.

lendingplate, the digital lending arm of Unifinz Capital, disbursed near 70K loans, amounting to ₹162 crores in Q3FY25. These figures represent 8X growth in business from the corresponding quarter of the previous year and a spike of 66% from the immediately preceding quarter. Notably, Q3FY25 disbursals account for more than 1.74 times of the company’s total annual business in FY24, reinforcing the company’s rapid growth trajectory.

The NBFC continues to cater to underserved segments, focusing on borrowers with thin or low credit histories. Despite its aggressive expansion, Unifinz Capital has successfully improved operational efficiencies, reducing cost ratios and leveraging technology for faster loan disbursals.

Kaushik Chatterjee, Founder and CEO of Unifinz Capital, commented, “Our third quarter performance is in line with our guidance and we should exceed 5X growth in the current fiscal from our previous year. In the ongoing quarter, we expect to achieve milestones like ₹100 crores monthly disbursal and annual revenue run-rate of ₹100 crores.”

About lendingplate

lendingplate, a brand under Unifinz Capital India Limited, is a leading digital NBFC providing unsecured personal loans of up to ₹2,50,000 with flexible repayment terms of up to 15 months. Registered with the Reserve Bank of India (RBI), lendingplate offers quick, hassle-free loans disbursed within 30 minutes, serving customers across 17 states and 5000+ pin codes. With a strong focus on technology and financial inclusion, lendingplate is reshaping digital lending in India.